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Showing posts from June, 2024

Finally Retirement Is In Sight!

  Retirement planning has begun in earnest in the Kernick household! It brings me great joy just typing that sentence! We have talked about what we want to do with our free days and dreamed about trips that last as long as we care to make them. Now we are ready to pick a date and start figuring out how to make all those dreams a reality!   I have been a stay-at-home Mom for 21 years, a privilege I thoroughly enjoyed. Now that one child is in university and the other is about to graduate high school, I've gone from full-time employment to part-time. I had the best job in the world but it doesn't come with a pension. Hugs and kisses do not pay retirement bills though so we need to be realistic about our finances.   John is a veteran with a nice pension. We've managed to save some money and have some investments. We currently have our own company and are trying to slowly build up a cash reserve within it to help fund the lifestyle we hope to have. But we have been living on ...